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Benefits Home App on Phone
4.6 out of +3500 reviews
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Franchise the evolutionof small business healthbenefits.

Build a profitable franchise by offering SMBs up to 40% savings on the leading health benefits, saving them endless time + money on turnover.

We save American companies a fortune on healthcare + benefits.

Employees demand healthcare forcing employers to choose between spending a fortune on coverage or risk high turnover costs by not offering it.

Reef empower employers to get affordable care and benefits for as low as $29/mo helping the businesses and the employees.

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What are Reef Benefits? 5 pillars of better health.

Medical & Mental

Powered by Redirect Health, our medical and mental benefits are loved by over 30,000 members nationwide for both small businesses and individual members, offering a blend of in person and 24/7/365 virtual care.

  • • Pediatric Care
  • • 24/7/365 Telehealth Primary Care
  • • 24/7 Care Medical Concierge
  • • Annual Physicals
  • • Lab Work + X-Rays
  • • No fee generic medications
  • • Mental Health Counseling
  • • In-office Primary and Urgent Care

Physical & Financial

Unlock access to thousands of top tier gym memberships, online classes, and wellness discounts at +400 national retailers, totaling over $5000 in savings.

  • • Gym Membership access at +20k facilities, nationwide
  • • + 4k online virtual fitness classes
  • • Up to 40% off at +400 national wellness retailers

Social

Enjoy our members only networking for small business owners + franchisees who are part of the club.

  • • Members only networking for small business owners + franchisees who are part of the club
  • • Expand your network with the top owners in the nation
  • • Included in our $29/mo plan
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Why franchise? No brick + mortar overhead. No royalties. No ad fund fees. Just low cost entry and a prebuilt lead pipeline.

Built by the same team that launched
Company LogoEat The Frog Logo

Sound too good to be true? We've heard that one before.

You're probably wondering what businesses have to give up to get lower rates? The answer... nothing. We are able to beat the costs of big healthcare benefit providers like BlueCross BlueShield by 40% on average with the same coverage if not better.

Here's how we do it

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We remove the middle man.

Very few of the healthcare benefit companies out there are simply middle men that resell other people's benefits / policies / networks. To run their business, they have to drastically mark up the costs they receive from their partners. But we don't. We are the actual end-provider of these services so we don't have to mark up our plans...which means we can pass the savings back to you.

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We evolved the dinosaur model of insurance + healthcare.

You've dealt with insurance providers...efficiency is one of the last words you'd use to describe them. But we're different. We use real-time technology to help us help our members get the healthcare they need from people in their network as quickly as possible to reduce time and money expense.

Prefer to just give us a call? Drop us a line and we're happy to chat (833)-353-7333

Proven + loved by over 100,000 covered members.

Game-Changing Benefits

The comprehensive coverage and 24/7 access have been a game-changer for our business. Our employees love the convenience.

Sarah M.
Sarah M.
HR Director

Huge Value & Convenience

Huge value and incredible convenience. The platform is easy to use and the benefits are exactly what we needed.

Nathan S.
Nathan S.
Small Business Owner

Easy Appointments

Easy to schedule appointments and the 24/7 telehealth access has been a game-changer for our team.

Hilary J.
Hilary J.
Operations Manager

Saved Thousands

Saved us thousands compared to our previous plan while providing better coverage and more benefits.

Verne H.
Verne H.
Franchise Owner

Signup businesses. Earn on every employee.

Choose Your Plan

Affordable small business health insurance with transparent pricing and no markups. All plans include comprehensive coverage.

Dental and Vision Plan

from
$15/month

Benefits Include

  • No waiting periods--use immediately, even for pre-existing conditions
  • Pay the discounted price directly at participating dentists
  • Dental 40-60% discounts off all dental service
  • Vision 20-40% off all vision and eyewear or Lasik surgery

Foundation Plan

$99/month

Benefits Include

  • Access to 20,000+ gyms & 4,000+ virtual fitness classes
  • Up to 40% off at 400+ wellness retailers
  • Exclusive wellness perks and discounts
  • 24/7 Virtual Primary Care
  • $0 generic medications & immunizations
  • Everyday 1to1® Care Navigation:
  • White-glove appointment scheduling, referrals, and cost negotiation

Premium Plan

$199/month

Benefits Include

  • Access to 20,000+ gyms & 4,000+ virtual fitness classes
  • Up to 40% off at 400+ wellness retailers
  • Exclusive wellness perks and discounts
  • 24/7 Virtual Primary Care
  • $0 generic medications & immunizations
  • Everyday 1to1® Care Navigation:
  • In-office Primary & Urgent Care
  • Pediatric Care
  • Annual physicals & well-child visits
  • 12 Chiropractic visits/year
  • $0 Labs, Mental Health Tele-Counseling, and Rx
  • Virtual Specialist Curbside Consult

Premium Plus Plan

$479/month

Benefits Include

  • Access to 20,000+ gyms & 4,000+ virtual fitness classes
  • Up to 40% off at 400+ wellness retailers
  • Exclusive wellness perks and discounts
  • 24/7 Virtual Primary Care
  • $0 generic medications & immunizations
  • Everyday 1to1® Care Navigation:
  • In-office Primary & Urgent Care
  • Pediatric Care
  • Annual physicals & well-child visits
  • 12 Chiropractic visits/year
  • $0 Labs, Mental Health Tele-Counseling, and Rx
  • Virtual Specialist Curbside Consult
  • Hospital coverage for serious medical events
  • Lower financial risk and out-of-pocket costs

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FAQ

Frequently Asked
Questions

Got questions about Reef Health? We’ve got answers. Find out how we’re different from traditional health insurance.

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Join 100,000+ members who chose Reef Health for better coverage